Wednesday, November 17, 2010
LIST OF 12 IMPORTANT BANKING CHARGES
1.AVERAGE/MINIMUM BALANCE
Non-maintainence of minimum balance on a monthly basis:Rs20-250, non maintainence of average quaterly balance:600-800 for 3 months.
2.ELECTRONIC FUND TRANSFER
RTGS: Real time gross settlement 1.5 Lakh Rs 25 per transaction,five lakhs and above Rs 50 per transaction. NEFT:national electronic fund transfer:upto one Lakh Rs 5 per transaction,one lakh and above Rs 25 per transaction
3.CHEQUE COLLECTION FEES
Outstation Cheque:Rs40 -150
4.CHEQUE RETURN/BOUNCE
cheque return charges 100 -800 depending on PSU or Private banks
5.DUPLICATE STATEMENT
Duplicate statement or passbook charge Rs 100
6.BALANCE/INTEREST CERTIFICATE
Balance certificate of previous year:Rs 50-250
Interest certificate:Rs 50-250
7.ATTESTATION CHARGES
Photo/Signature attestation fees:Rs 40-100
8.ADDRESS CONFIRMATION
Address confirmation fees:Rs 50
9.PROCESSING INSTRUCTIONS
Stop payment charge:50-250
Standing instructions:25-50
10.TRANSACTIONS
ATM transaction fee: five free transactions at other bank atm
Self/third-party cash in- home/non-home branches:50-150.
11.ANNUAL FEES
Debit card annual fees:100 to 500 depending upon the nature of card.
12.SPECIAL REQUESTS
PIN regeneration Rs 20
Debit card replacement charges:Rs100-200
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